jinri，zhonggongzhongyang、guowuyuanfabu《guanyuzhichihebeixionganxinququanmianshenhuagaigehekuodakaifangdezhidaoyijian》(xiawenjiancheng《zhidaoyijian》)。《zhidaoyijian》tichujiudafangmiangongji35tiaozhongdianrenwu。 　　qizhong，jinronglingyuquanmianshenhuagaigekuodakaifangliangdianfencheng。《zhidaoyijian》zaijinronglingyutichuleduoxiangrenwu，mingquezhichizaixionganxinqusheliwaishangduzihuozhongwaihezijinrongjigou，zaifuhetiaojiandeqingkuangxiajinkuaifangkuanhuoquxiaogubixianzhi。yunxushelizhuanyecongshijingwaiguquantouzidexiangmugongsi，zhichifuhetiaojiandetouzizheshelijingwaiguquantouzijijin。chuangxinbenwaibizhanghuguanlimoshi，yunxukuaguogongsizongbuzaixionganxinqukaizhanbenwaibizijinjizhongyunying。 　　tuokuanzhongwaijinrongshichanghezuolingyu，jinronglingyufumianqingdanyiwaishixiangshixingneiwaizitongyiguanli。fangkuanwaihuizijinjinchuguanzhi，cujinxionganxinqutourongzihuiduibianlihua，wenbutuijinrenminbizibenxiangmukeduihuan。 　　jiadaduixionganxinquzhijierongzizhichilidu，jianlizhangqiwendingdejianshezijinchoucuojizhi。zaibaochizhengfuzhaiwufengxianzongtikekong、jianjueezhidifangzhengfuyinxingzhaiwuzengliangdeqiantixia，jiadaduidifangzhengfuzhaiquanfaxingdezhichilidu，danduhedingxionganxinquzhaiquanedu，zhichifaxing10nianqijiyishangdexionganxinqujiansheyibanzhaihezhuanxiangzhai。zhichizhongguoxionganjituanyouxiangongsitigaoshichanghuarongzinengli，guifanyunyongshexueshengyibao

　　weitigaoyinxingyongxuzhai(hanwugudingqixianzibenzhaiquan)deliudongxing，zhichiyinxingfaxingyongxuzhaibuchongziben，yue24ri，yangxingfabugonggao，juedingchuangsheyangxingpiaojuhuhuangongju(cbs)。 　　jujieshao，gongkaishichangyewuyijijiaoyishangkeyishiyongchiyoudehegeyinxingfaxingdeyongxuzhaicongzhongguorenminyinxinghuanruyangxingpiaoju。tongshi，jiangzhutipingjibudiyuaajideyinxingyongxuzhainaruzhongguorenminyinxingzhongqijiedaibianli(mlf)、dingxiangzhongqijiedaibianli(tmlf)、changbeijiedaibianli(slf)hezaidaikuandehegedanbaopinfanwei。 　　yangxingyouguanfuzerenbiaoshi，chuangsheyangxingpiaojuhuhuangongjudezhuyaokaolvshiweibaozhangjinrongzhichishitijingjidekechixuxing，yinxingxuyaoyouchongzudezibenjin，yongxuzhaishiyinxingbuchongyijizibendezhongyaoqudao。yangxingpiaojuhuhuangongjukeyizengjiachiyouyinxingyongxuzhaidejinrongjigoudeyouzhidiyapin，tigaoyinxingyongxuzhaideshichangliudongxing，zengqiangshichangrengouyinxingyongxuzhaideyiyuan，congerzhichiyinxingfaxingyongxuzhaibuchongziben，weijiadajinrongduishitijingjidezhichiliduchuangzaoyoulitiaojian，yeyouliyushutonghuobizhengcechuandaojizhi，fangfanhehuajiejinrongfengxian，huanjiexiaoweiqiye、minyingqiyerongzinanwenti。 　　gaifuzerenbiaoshi，youyuyangxingpiaojuhuhuancaozuowei“yiquanhuanquan”，bushejijichuhuobituntu，duiyinxingtixiliudongxingdeyingxiangshizhongxingde。 　　juxi，yangxingpiaojuhuhuancaozuodeqixueshengyibao

　　caizhengbu、guojiashuiwuzongjudengsibumenriqianfabu《guanyuchuangyetouziqiyegerenhehuorensuodeshuizhengcewentidetongzhi》(xiawenjiancheng《tongzhi》)，mingquechuangyetouziqiyegerenhehuorensuodeshuizhengce，jinyibuzhichichuangyetouziqiyefazhan。gaizhengcezhixingqixianwei2019nian1yue1riqizhi2023nian12yue31rizhi。 　　《tongzhi》mingque，chuangtouqiyekeyixuanzeandanyitouzijijinhesuanhuozheanchuangtouqiyeniandusuodezhengtihesuanliangzhongfangshizhiyi，duiqigerenhehuorenlaiyuanyuchuangtouqiyedesuodejisuangerensuodeshuiyingnashuie。 　　《tongzhi》guiding，chuangtouqiyexuanzeandanyitouzijijinhesuande，qigerenhehuorenconggaijijinyingfendedeguquanzhuanrangsuodeheguxihonglisuode，anzhao20%shuilvjisuanjiaonagerensuodeshui。 　　chuangtouqiyexuanzeanniandusuodezhengtihesuande，qigerenhehuorenyingcongchuangtouqiyequdedesuode，anzhao“jingyingsuode”xiangmu、5%-35%dechaoeleijinshuilvjisuanjiaonagerensuodeshui。 　　《tongzhi》mingque，chuangtouqiyexuanzeandanyitouzijijinhesuanhuoanchuangtouqiyeniandusuodezhengtihesuanhou，nianneibunengbiangeng。（wenzhanglaiyuan：chengshijinrongbao） (zerenbianji：df134) xueshengyibao

　　1yue24ri，yangxingjuedingchuangsheyangxingpiaojuhuhuangongju(cbs)，weiyinxingfaxingyongxuzhai(hanwugudingqixianzibenzhaiquan)tigongliudongxingzhichi。tongri，yinbaojianhuiyejuedingfangkaixianzhi，yunxubaoxianjigoutouzishangyeyinxingfaxingdeerjizibenzhaihewugudingqixianzibenzhaiquan。liangdajigoutongshifali，weishangyeyinxingfaxingyongxuzhaibaojiahuhang。 　　qidongyongxuzhaifaxing、duoqudaozhichishangyeyinxingbuchongzibenshijishangshiqunian12yue25riguowuyuanjinrongwendingfazhanweiyuanhuizhuantihuiyidejieguo。qunianyilai，youyuqiangjianguanhequgangganyinfadebiaowaizhuanbiao、feibiaozhuanbiao，yinxingxindaichengweishehuirongzidatou，danzheiyedaozhileshangyeyinxingzibenxiaohaopiankuaiyijiduizhichishitijingjiyouxinwulidezhuangkuang，zheiyeshihuobizhengcechuandaojizhichuxianzuzhi，“kuanhuobi”wufazhuanhuanwei“kuanxinyong”dezhongyaoyuanyin。yinci，ruhebuchongzibenjiuchengweidangwuzhiji。 　　congshangyeyinxingdezibenjiegoukan，jiezhi2018nian6yuemo，hexinyijiziben、qitayijizibenheerjizibenjingezhanzibenjingedebilifenbiewei78.53%、4.07%、17.40%。youyuqitayijizibenbuchonggongjuxiangduibuzu，daozhiguoneishangyeyinxinghexinyijizibenchongzulvyuyijizibenchongzulvfeichangjiejin。yongxuzhaijiushizaizheiyibeijingxiatichulaide。 　　xiangbiyuciqianyiyouxianguweizhudeqitayijizibenbuchongfangshi，yongxuzhaideyoudiankeweituchu：yishifeishangshixueshengyibao

　　1yue25ri，dierbojiangzhunzhengshishishi，zheiyeyiweizhe，liangbojiangzhunshifangde1.5wanyiyuanliudongxingjibendaowei。zaisuanshang1yue16ri5600yiyuandegongkaishichangjingtoufangguimo，yiji1yue23rizhankaidedingxiangzhongqijiedaibianli(tmlf)caozuo，yangxingzaixinnianyishideyizhengtaodafakeweijili。 　　danzheibingbudengyu“dashuimanguan”。congzonglianghejiezoukan，zheitaocaozuohechunjieqianxianjintoufangdejiezouxiangshiying，duichonglejizhongjiaoshui、daezhongqijiedaibianli(mlf)daoqidengyinsudeyingxiang，baozhengleliudongxinghelichongyu。erqie，congyangxingdebiaotaihezhengcedaoxiangkan，“jingzhundiguan”caishizheitaojilicaozuobeihoudemude，shiweilezuohaodingxiangdiaokong，tebieshijiadaduiminyingqiye、xiaoweiqiye、“sannong”denglingyudezhichilidu。 　　wanyizijindeshifang，kaoyanzhehongguandiaokongyijibawo“du”denengli。yangxingzhengzaiyongshijixingdong，renzhenzuodazheifenshijuan。 　　yuantoubugao“dashuimanguan” 　　1yuechu，yangxingxuanbu，weijinyibuzhichishitijingjifazhan，youhualiudongxingjiegou，jiangdirongzichengben，xiadiaojinrongjigoucunkuanzhunbeijinlv1gebaifendian。 　　jucesuan，jiangzhunjiangshifangzijinyue1.5wanyiyuan。jiashangtmlfcaozuohepuhuijinrongdingxiangjiangzhundongtaikaohesuoshifangdezijin，zaikaolvjinnianyijidudaoqidemlfbuzaixuzuodeyinsuhou，jingshifangzhangqizijinyue8000yiyuan。 　　rucidadeliduxueshengyibao